Re: Capital One Westmoreland - Help please

Posted by ANON (12.225.196.254) on July 02, 2003 at 16:25:37:

In Reply to: Capital One Westmoreland - Help please posted by Ana on July 02, 2003 at 16:01:57:

First find out when it was actually "charged off" month and year. Then go back 6 months prior to that. That is usually the date they start the 7 years it can be reported/ stay on your report. If it was charged off in 1995 that would make it 8 years old this year. Assuming you don't live in Rhode Island a lawsuit wouldn't do them any good as long as you answered it. Charged off debts can make it difficult to get a credit card or a home, but not one that's that old. Just write them back and tell them you aren't going to pay.

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