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Posted by Eyes on u (66.233.174.39) on July 03, 2003 at 14:18:03:

I would like to know why the credit bureaus can outright lie to you .I had the opportunity to look at a credit report on myself that a potential lender sees.
Quite different than what you see when getting your credit report.THEY ARE PLAYING BY A WHOLE DIFFERENT SET OF RULES THAT IS NOT INTENDED TO BE DISCLOSED TO THE COMSUMER.These reports come with warnings like balances to high for credit limits.What do you expect on car payments for 60 months?What happened to paying as agreed ? It takes some time for balances to drop.Also they say that inquiries that you don't instigate are not held against you,that is an outright lie.Credit bureaus say they have no influence over whether credit is granted to you,another outright lie.Also trans-union had outdated information that is used against me,showing a higher balance on one of my cards than it actually is.Also no late payments on this account.The credit report seen by consumers does not have such things as balances too high,or too many inquiries or any other such advise that could easily be interpeted as bias against the consumer.All of this is a game.Rules exist but don't come with the toy.Only doled out when you cross an imaginary line you didn't know existed.


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