Old Charge-Off:Do I have to Pay???
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Posted by Jon
(24.26.239.91) on July 07, 2003 at 04:04:35:
Got a letter Thursday trying to collect on a $987.00 Montgomery Wards debt. Letter said was charged on in Feb. 1992. It was from a Cap. One subsidiary (Westmoreland Agency) which said it had bought the debt. I have a $400 limit Cap. One Visa card on which I owe about $150.00 I lived in Atlanta when this debt occured, now live in Texas. Here are my questions:
1. Is this too old to sue over or appear on my credit report?
2. Should I worry about having a Cap One credit card?
3. Can I just tell 'em to take a long walk off a short pier?
4. How long before they start to call??? It's a bogus debt created by my ex wife during a divorce without my knowledge anyway. Thanks! Jon-Boy
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