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Why Chat, I have a Med. Collections ?
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Posted by kk
(158.52.254.237) on July 07, 2003 at 15:35:22:
Hi Why Chat, or anyone else who has experience or an opinion on this topic. This forum and Why Chat were recommended to me by the good people at creditinfocenter.com... I have 2 medical collections 1 from the hospital and 1 from the dr for a single er visit. both accounts are with separate ca's and were listed on all three reports. I was lucky enough to have them deleted from TU, and EQ, however, EX has them both verified. 1 was unable to validate in response to my request, but the other sent over my complete and total medical records regarding the visit. This ca represents the er doctor. the medical record even includes the dr's scribbled notes regarding my condition. it even includes a notation about admitting drug use (college...). i wanted to pay the 4 year old collection i was only recently made aware of, however, I feel as though my rights have been violated, but I cannot prove so. I am in Michigan, and have tried to decipher HIPPA laws. What i translate a lot of that to mean is that these medical providers can release indentifiable med info if in fact it is for the purpose of payment, providing a 'business agreement' exists between the medical provider and the third party (ca) allowing for the release... I could be wrong about this. I am in the process of sending a pr to EX regarding the 2 verified collections, but I just wanted to find out if the ca or the medical provider who 'handed' over my entire medical record were in some sort of violation, which angers me to no end. input would be greatly appreciated. thanks, kelly
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