Re: What can I do about this?
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Posted by What Next?
(172.154.132.196) on July 08, 2003 at 12:09:16:
In Reply to: Re: What can I do about this? posted by LadynRed on July 08, 2003 at 08:37:09:
Where is whychat's website? Or, am I on it? :)
I looked around this site but didn't see anything regarding this issue. Perhaps you can point me in the right direction. To answer your question, yes, I do owe the debt and was the sole signer on the Cr. Card BUT I felt there are other potential issues which if this situation with this creditor was looked at in it's entirety, the net result of these issues may very well have me owing them not a single dime. This other issue happened years ago (but is still within my states SOL's). It involved me working as a sole proprietor, and I had business dealings with this creditor...(not related to this particular cr. card acct or any creditor type relationship) They flat out screwed me royally and in retrospect, I should have sued them at that time, although frankly, by letting it go, the damages have probably grown by leaps and bounds. I realized from the start that getting this introduced into this case would probably be iffy at best and that really wasn't even my intention. My intention, if it was possible, was to get a hearing and hopefully a court ordered meeting for their Attorney and I to sit down together for a settlement discussion re: this credit card. At that point I was going to begin to raise this other issue in summary form and I felt in doing so, he'd probably want to crawl under the table and hide when he understood the ramifications of what I was saying and that this action of their's re: this credit card was going to help be a catalyst for me to proceed with a case of my own..that would make their's pale in comparison.
Let's just say that IF i was successful in proving my case, which I think I very well might be able to after a considerable amount of work and a lengthy trial, this could result in a MULTI MULTI MULTI MILLION dollar lawsuit against them and I'm more than certain that this banks executives wouldn't have been any too happy that THIS attorney helped to be the catalyst for me to proceed by not agreeing to settle this case with me. I REALLY wouldn't even want this other case introduced into this case because it wouldn't be the right forum for it. I'd need the best lawyers I could find and to do alot of preliminary work even before deciding whether to proceed. But, I do strongly believe that at the end of that process, I might very well have a very significant case against them. At the very least, I thought it could be effective in getting their attorney to agree to just drop this case and work out a settlement with me instead, because I would find it VERY hard to believe that he'd want any part of this one, particularly if it was to become known to this banks executives that this Attorney knew in summary what it was I had against them, and proceeded with taking a hardball attitude with me anyway. Anyways, that's about it...other than the FDCPA issue, which also was something I felt was a gross violation that could result in this balance being reduced as well. From what I previously thought anyway, it sounds like what you're saying is that legally I'd have a problem getting these side issues introduced into this case because they are not directly related to this case. That's fine because I really didn't want or expect this to be the forum for that anyway. What I had hoped though was that I could say just enough to have caused this attorney to feel it would certainly be in their best interests to try to work this out without a judgement. At this point, I'd be very hesitant to even put anything in writing to them re: this other issue, or to even let them know it exists out of fear of tipping their hand, without having all my ducks in order.
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