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Re: how long before they come?


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Posted by ANON (12.225.196.254) on July 21, 2003 at 00:17:23:

In Reply to: how long before they come? posted by still learning on July 20, 2003 at 23:48:49:

well, at 6 months they will charge it off and turn it over to collection agencies. If you are already in the process of a bankruptcy it doesn't matter. Once the creditors get notice of your filing it envokes an "automatic stay"..meaning they must stop collection activity (they may still make offers such as reafirmation) until your court date.


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