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re-aged debt and the whole mess... PLEASE HELP


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Posted by tupelo (209.86.106.121) on July 30, 2003 at 18:39:44:

i just pulled my TU and it's a mess of unaccurate information.

first off there are several accounts which are reported as OPENED after they were already CLOSED.

like: acount number XXXXXX

date opened: 8/2001

date closed: 10/2000

go firgure the math! i'm not sure how to approach this... do i dispute with the OC first or the CRA?

my next question is there is an account on there that was a debit card with a bank... they reported with chex systems and closed the account in 12/98 (i have a copy of it on my chexsystem report) however they report the closing date on TU as 10/2000...

should i fire off a nutcase letter for re-aging the debt since they are OC and don't have to validate? or should i try and get them to validate?


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