So don't pay the chargeoff (what do I do)

Posted by Fab5 (68.8.176.136) on August 01, 2003 at 20:19:51:

Ok! I have read a few post and everyone says don't pay the chargeoff account. My account are about $2500 and my score are 566,519,541. I have the funds but the chargeoff account I think can be verified.. I have a home already but I really would like to rebuild and get a lower interest rate..

If I pay them off it will be what 2 years or more before my scores go up. I have no current debt other than a mortgage payment.

Should I apply for a secured visa card or something and with who? to rebuild credit with the current chargeoff accounts.

My reports says 16 bad accounts all except two are paid collection or paid charge off.

I have 6 account in good standing

Follow Ups:

Post a Followup