Re: Voluntary Repo - Need Removal

Posted by Jayla (66.90.210.136) on August 01, 2003 at 21:07:51:

In Reply to: Re: Voluntary Repo - Need Removal posted by patti on August 01, 2003 at 08:12:31:

Thank you, patti. If I start the payment arrangements, won't that also be admitting that it is my account? If I don't start the payments this month, they are going to sue or turn it over to a collection agency. I just don't want to make the situation worse.

When I receive the verfication after disputing as not mine, should I then go ahead and dispute the amount? Is there a sample letter that shows how to dispute details other than "not mine"? The letters I have seen all involve identity theft and "not mine" as the reason for the dispute. I have read on several sites that the proper wording of the letters will make or break success.

Lastly, can someone refer me to a link for Texas repo laws? This creditor is firm in that they are not going to send me anything other than what they have already sent. If I can get through this, I can get through anything.

Thank you for any help!

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