Important info and update on my case
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Posted by Tommy
(66.42.119.152) on August 09, 2003 at 00:56:00:
Sorry about the post below Whychat, I was in a hurry and just posted real quick. You and I talked via e-mail and I had to leave for a few days. I talked to a lawyer about Arrow and he told me what everyone else here has already said, they are bottom feeders, who buy these debts in bulk. He told me that he can not do anything until they sue me. He also mentioned that thrid party collectors (i.e. Arrow do not apply to the collections laws like cease and desist). He did not agree with the law, but they still have the right to call you. I received a letter from Arrow yesterday and responded with one of Why Chat's letters today. Basically, they stated they will get a judgement on my wife (I live in Califonia) and then collect their debt. I have at least two doctors who will state that my wife is bipolar and was not in a position to sign anything. The debt in question is a joint account my wife signed with a friend, who had now left town and stopped paying. According to the lawyer, Arrow would have to spend a great deal of money to sue us, as they would have to hire their own doctor and then pay to talk to ours. I'll keep everyone posted. Question - califonia is a community state, but due to the military we are Florida residents. We own two cars jointly and a home in Florida. Can they take any of these things from us? I am not on the account in question, but my wife is part owner of the cars and home. Thanks
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