7 year reporting violation
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Posted by SC-Texas (66.137.110.81) on August 15, 2003 at 15:14:57:
I have a friend who asked me about how long a debt can be reported after it is charged off. He has a debt that was charged off in 1996. It was sold to a collection agency in 2003 & has reappearred. The reporting agencies basically keep reporting it, even though this friend/client has sent them letters demanding that it be taken off as an old debt for the FCRA & sending them proof that is was charged off in 1996. The Credit reporting agency seems to feel that since the debt was sold, it is a new debt. Anyone had anyluck forcing these morons to stop reporting debt that is 1) 7 years old & 2) that the STOL has passed on?
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