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Posted by observer (152.163.253.37) on August 18, 2003 at 21:02:58:

In Reply to: posted by John H on August 18, 2003 at 20:39:11:

First of all, can you prove otherwise? Do you have any old credit reports or, any old statements with late fees charged or, any old dunning letters saying you're 30 or 60 days late as of this date?
If not, you'll need to demand validation from the collection agencies and demand a complete accounting as part of the validation.



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