Re: DealTracker.com

Posted by scott (24.166.38.155) on August 19, 2003 at 00:25:45:

In Reply to: Re: DealTracker.com posted by Anne on August 18, 2003 at 16:25:58:

a soft inquiry would not affect your score. Only you would see it. This could be an AR (account review) from your current creditor) or a PRM which is promotional when someone checks only a part of your credit to see if they should send you spam mail or pre-approvals. The hard inquiry is done when you apply for credit and does affect your credit. The problem is the CRAs frequently misreport softs as hards or companies pull a hard for a full report with no pp and hope you are one of the 99.99% of consumers who does not know their rights. I would just call experian and ask.

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