Re: Another question, different situation,

Posted by LadynRed (199.91.33.254) on August 21, 2003 at 11:53:33:

In Reply to: Another question, different situation, posted by anon on August 21, 2003 at 11:36:27:

Yes. Per the FDCPA, they must send you a written notification within 5 days of their first contact with you. The letter must include the mini-miranda (this is an attempt to collect a debt.. yadda, yadda) and the 30-day right to dispute paragraph.

The 'you or your attorney" crap is just that - crap. They want to scare you into thinking something 'legal' is going to happen to you if you don't call them back.

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