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Credit Report Question
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Posted by Beth
(24.50.227.147) on August 22, 2003 at 18:15:10:
I did an online dispute with Transunion about 2 items that were under the collections section of my credit report. They don't list any company, just an account number. One has a balance and one doesn't. I disputed them as "not mine". I got an e-mail back shortly thereafter saying the typical "we will contact the party that provided the informaton and ask them for verification and send you the results of the investigation. Ok, today I receive a letter in the mail from Transunion that states: "Thank you for contacting Transunion. Our goal is to maintain complete and accurate information on your credit report. We have provided the information below in response to your request. If you would like to contact a creditor regarding the information they have reported to Transunion about you, you may contact them" then they list all the creditors that I have ever dealt with. Question is, is this the result of my investigation or is this just an extra thing they send me IN CASE I want to contact a creditor? The things I disputed did not have a creditor listed so there isn't any one to contact. Are they still working on it or is it over? What should I do now? Thanks for all you help.
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