Re: OK, I admit I'm a bit ignorant on this issue...

Posted by Why Chat (209.240.198.61) on August 23, 2003 at 22:26:51:

In Reply to: OK, I admit I'm a bit ignorant on this issue... posted by Marc on August 23, 2003 at 20:30:25:

If you have a LOT of problems, you DO NOT ever want to join the "credit monitoring" services.(or even if you have only a few) In my opinion they are a ripoff.

If you already have obtained all your credit reports, and can dispute on line, good for you,keep it up.

I suggest paying $9. each individually because it is usually easier to do it on line. You get the corrections by mail,and they are updated, so you have a 90 day window to redispute on line with each one.

If you get to the point of wanting "scores" I suggest myfico.com instead of the CRA scores.

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