Re: Call after call seeking money
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Posted by scott (24.166.37.188) on August 27, 2003 at 12:59:55:
In Reply to: Call after call seeking money posted by beingharrasedby PRM on August 27, 2003 at 12:41:14:
Send them a validation letter and let em hang themselves. Make sure it is sent certified and maybe even faxed also. Your Name 123 Your Street Address Your City, ST 01234
P R M FINANCIAL SERVICES 4015 Beltline Road suite 200 ADDISON, TX Phone: (972) 387-8995 Fax: (972) 392-1098 Ms. Carol Freeland, Executive Vice President Email: cfreeland@prmfs.com Date: _________ Re: Acct :
Greetings: This letter is being sent to you in response to recent communication. This is not a refusal to pay, but a notice that your claim is disputed. Under the Fair Debt Collections Practices Act (FDCPA), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation which is binding on me to pay this debt. Please also be aware that a sworn affidavit from your compliance officer does not constitute a valid validation of this debt. I'm sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other Federal and State agencies. In addition to the questionnaire below, please attach copies of: Agreement with your client that grants you the authority to collect on this alleged debt, or proof of acquisition by purchase or assignment. Agreement that bears the signature of the alleged debtor wherein he agreed to pay the creditor. Please also be advised that this letter is not only a formal dispute, but a request that you cease and desist any and all telephone collection I require compliance with the terms and conditions of this letter within 30 days, or a complete withdrawal, in writing, of any claim. In the event of noncompliance, I reserve the right to file charges and/or complaints with appropriate County, State & Federal authorities ,the BBB and State Bar associations for violations of the FDCPA, FCRA, and Federal and State statutes on fraudulent extortion . I also hereby reserve my right to take private civil action against you to recover damages. Sincerely, Your Name(PRINT OR TYPE DO NOT SIGN) ................................. Debt Validation Form Questionnaire to be returned to me for Account # Original Creditor's Name: ____________________________ Name of Debtor: ______________________________________ Address of Debtor: ___________________________________ Balance of Account: __________________________________ Date you acquired this debt: _________________________ This Debt was: assigned __________ purchased__________ Please indicated any credit bureaus to which you have reported on this account: Experian ______ Equifax ______ TransUnion _____
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