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Re: Negative Authorized User Status....................


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Posted by NightStar (64.254.213.55) on August 27, 2003 at 19:55:17:

In Reply to: Re: Negative Authorized User Status.................... posted by Why Chat on August 27, 2003 at 18:42:54:

http://caselaw.lp.findlaw.com/data2/circs/9th/0015946p.pdf

I have an interest in this case, cause like bankruptcy - to post information about a person which is not ture, and which does have a negative bearing on approval for loans. It should also include Authorized User accounts.

And it should not just be limited to just Bankruptcy - it should include all negative reporting since the Authorized User is not responsible for the account what so ever.

I know and have seen for a fact, that loan officers - include these accounts in determining loans and even if they did not, these accounts are still affecting the credit scores which they use to pre-deterimine loans, so I feel that there is room here to make new rules on this matter to include these type of accounts.

Most of the time, loan officers don't distinguish beteen responsible party and authorized user, so this is a very important subject and appricate your insight on this matter.



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