Re: "send immediate payment" Lady Red
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Posted by LadynRed
(199.91.33.254) on August 29, 2003 at 13:16:47:
In Reply to: "send immediate payment" Lady Red posted by HunterLynn on August 29, 2003 at 10:32:42:
The issue I spoke of is called 'overshadowing'. Basically what that means is if an 'unsophisticated consumer' could easily misinterpret the meaning of the letter - that payment was due IMMEDIATELY, and especially if they give you a time limit to pay, then that language 'overshadows' your rights to validation (the 30 days to dispute verbage), and it is a violation of the FDCPA. Now, that's an over-simplied explanation, there are several cases that explain it in more detail.
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