Re: Should I trust them?

Posted by Meghan (64.169.7.149) on September 04, 2003 at 02:19:23:

In Reply to: Re: Should I trust them? posted by scott on September 03, 2003 at 18:36:44:

Yeah, I knew you were going to say that. I did ask him for something in writing, which he refused. I also offered to fax him something to sign, which he refused.

Any suggestions on how to proceed? If they won't sign or write anything, it seems unlikely that I can get this removed by paying it. If I just pay it anyway, I have two questions:
1) Is a paid charge-off at least better than an unpaid one?
2) Do I make things any worse (like resetting the 7 year clock) by paying it?

I can ask them to verify the debt, but the truth is, the disputed amount relates to when my account was cancelled, and I lack any proof that it was cancelled when I say it was. They'll send my service agreement and copies of my bills, and since I cancelled over the phone, it's their word against mine.

Thanks again.

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