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Posted by Jersey Battle (68.38.135.119) on September 05, 2003 at 00:12:35:

Based on discussion on this board, my understanding is that the start date for SOL is the first delinquency prior to chargeoff. I have recently received a summons, from NCO collection agency's lawyer, which I have answered stating that the SOL has passed. I would like to send a letter to the original creditor to validate 'date of last activity' but I'm not sure of the following:
1. Should I even send a letter to the original creditor? What are my chances of getting a response?
2. I have a copy of an older credit report that shows an earlier date. Is that enough to present in court to win my case.
3. Should I send interrogatories to the plaintiff's lawyer asking for proof of 'last activity date'?


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