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Re: You musn't have very many items on your CR...


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Posted by sadstory (68.158.202.242) on September 08, 2003 at 10:54:24:

In Reply to: You musn't have very many items on your CR... posted by Marc on September 08, 2003 at 09:39:54:

I have 22 accounts in good standing which includes a car loan, mortgage, credit cards and student loans. I have spoken to equifax and no one there can give me answers as to why one item impacted my report so terribly. In a matter of 5 months my credit was destroyed from 1 bill. It makes no sense to me. Transunion and Experian have my scores in the 600's but the average is what creditors seem to look at.
After doing all the research and learning how the system works it seems that it would not have made a difference if I paid the balance.



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