OK, I'm confused...

Posted by Marc (68.154.107.120) on September 08, 2003 at 20:33:20:

In Reply to: Re: equifax inquiries, do they fall off? posted by jds on September 08, 2003 at 18:04:54:

I went to worthknowing.com and read over the site. They say that the reports you request are soft and are unseen by creditors/lenders. They say that when a creditor/lender pulls your report it is a hard inquiry and all the other creditor/lenders who pull your report for the next 2 years can see who else has pulled it.

What am I missing here?

As far as I can tell, requesting your report 500 times in 3 months won't have any effect on what creditors/lenders see. Isn't that what matters?

Still confused.

Follow Ups:

Post a Followup