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Frederick Hanna
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Posted by down and out
(216.129.249.120) on September 09, 2003 at 20:24:30:
I recieved a letter from the above collection atty who seems to be representing Sherman Acquistions. SA bought my charged off Discover Acct. Discover charged off in Sept 2002. I had sent SA a validation letter, never got a response and now this letter from the atty's office months later. They say they want to resolve my "dispute" with SA. Of course they are also threatening to sue. I know I am nowhere near the SOL. All I have in my name is a 1990 dodge shadow and a 1994 joint ownership with husband dodge van. We also have a checking acct, (don't know if its joint or if I just have the right to sign checks). Can they put a lien on the checking acct? I also have a checking acct in just my name, never much in it though. Should I have my husband close the acct with my name on it and take my name off the van? Debt is only mine not his. Correct me if I am wrong but if I have no real assets I can't imagine them pursuing this in court in Montana. Should I send Hanna a validation letter just as I did SA? Thanks for any advice.
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