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Questions???


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Posted by 2responsible (63.186.17.160) on September 10, 2003 at 12:54:53:

#1. I have read messages which state that CAs and bad debt buyers may not do a hard inquiry of a CR. Is this true, and if so, which law governs this?

#2. Which state does a SOL apply - the state of residence at the time of the debt/delinquency, or the current state of residence?

#3. Define "initial communication." May it be the debtor or the CA/creditor? Does pulling a CR constitute an initial communication?

Thanks.


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