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WhyChat Please Explain Ohio 4 year Tort law


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Posted by Freedom Financial Flyer (24.26.132.55) on September 11, 2003 at 16:35:53:

LOCATION: OHIO
WhyChat -
could you please help me to understand why (in layman's terms, preferrably) open-ended accounts would fall under ORC section:

2305.09 Four years, certain torts
An action for any of the following causes shall be brought within four years after the cause thereof accrued:
(d) For an injury to the rights of the plaintiff not arising on contract nor enumerated in sections 2305.10 to 2305.12, 2305.14 and 1304.35 of the Revised Code.

RATHER THAN:

2305.07 Contracts not in writing; statutory liabilities generally.
Except as provided in sections 126.301 and 1302.98 of the Revised Code, an action upon a contract not in writing, express or implied, or upon a liability created by statute other than a forfeiture or penalty, shall be brought within six years after the cause thereof accrued.


I understand the statue that excludes credit cards as written agreements, but I do not understand how open ended accounts are related to or is inclusive of "torts" or tort law.

I would deeply appreciate your knowlege on this. I don't feel confident enough in my understanding of this.



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