Re: rights to verification of debt
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Posted by ANON
(12.212.58.156) on September 22, 2003 at 15:32:16:
In Reply to: rights to verification of debt posted by JDP on September 22, 2003 at 08:53:58:
When dealing with a collection agency always do it in writing. Talking to these A-holes on the phone will only get you angry and end up as "your word against theirs". The people they hire to take your call are low wage and probably don't care about what they are doing anyway. Send them certified letter asking them to verify the debt. Let them know you want complete detail, not just "you owe this person this much". I believe that during the verification process they are not allowed to call you. depending on when you stopped paying, 1996 is 7 years, it would be illegal for the CA to continue to report it, if they do write to your state AG.
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