Re: Credit Report question

Posted by 2responsible (63.186.33.123) on September 23, 2003 at 12:54:44:

In Reply to: Credit Report question posted by Kim on September 23, 2003 at 12:22:18:

Depends on the CRA. TransUnion does not, Experian does on closed accounts, and Equifax does not. You'd be better off calculating these dates yourself in any event, since the CRAs are infamous for making mistakes. We have 15 year old closed accounts still on our report, but since they are not negative, we haven't worried about having them erased. The seven year time frame does not mean that an account will automatically be removed - it just should be. Bottom line: you want something done right, you need to do it yourself.

Follow Ups:

Post a Followup