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Providian/Chargeoff/How long until i am sued?


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Posted by Prettyscared (205.188.208.41) on September 23, 2003 at 20:01:44:

Owe them 11,000.00. Lost my job and they were unresponsive for a payment plan. Was charged off over a year ago. Why havent i been sued yet? When will I? This board has made me paranoid! Also, what exactly is a judgement? Why have people here had judgements against them, and were not served papers to appear in court?? Can a judgement be made against you when you arent there to defend yourself?? Im seriously considering bankruptcy (In New Hampshire), if they get a judgement(without me knowing, can i declare bankrutcy after the judgement and not be liable to pay? So confused here.


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