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Re: i cant believe this.. - Got it - FTC Opinion letter on charges


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Posted by LadynRed (199.91.33.254) on October 02, 2003 at 15:14:54:

In Reply to: Re: i cant believe this.. Whychat please read..Anybody...help posted by LadynRed on October 02, 2003 at 14:59:54:

Here !!

http://www.ftc.gov/os/statutes/fdcpa/letters/krisor2.htm

"This is in response to your letter of October 9, 1991 wherein you pose two questions:

(2) Can a debt collector charge for copies of the documentation of the indebtedness?

******* 2. A collector may not charge (the consumer) for copies of the documentation of the indebtedness mailed in response to the collector's obligations under Section 809(b). To do so could constitute an imposition of a fee or service charge in violation of Section 808(l) of the Act.(1) The cost of obtaining documentation referred to in your letter is more appropriately a cost of doing business by the collector in the same manner as is postage and telephone charges."




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