possibly past SOL - what to do?
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Posted by report what?
(12.211.14.118) on October 02, 2003 at 18:46:49:
OC has removed themselves from my CR so I have no proof of DOLA, or SOL from them. However, upon asking for validation (which the CA failed miserably at) I DID get a computer printout with this information..... last pay date - 6/21/01
charge off date - 2/09/01 Obviously I paid some AFTER the charge off date. BUT does that reset the SOL? Or does it go by the charge off date or delinquency from BEFORE the charge off. The OC tried to tell me the other day that the last payment reset the date of last activity. I paid $100 after the charge off but it was little more than half what was actually past due before charge off. I'd love nothing more than to tell these asses to go away.
The SOL in my state is 3 years for open accounts (which a charge off/collection is right?). If I go by this and SOL started 6 months before I am free and clear? As long as the OC is wrong and my payment of $100 didn't reset it.
And what on earth does this mean????? And why would it be on a CA's collection screen??? CODT+ 30 Days 3/11/01
CODT- 30 Days 1/10/01 Obviously 30 days before and after the charge off date but why include it in "validation" attempt?????
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