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Re: guidance needed please


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Posted by LadynRed (199.91.33.254) on October 08, 2003 at 09:32:49:

In Reply to: Re: guidance needed please posted by Krel on October 08, 2003 at 07:50:58:

Do NOT write to Sears - yet. Do as Patti advised and dispute it thru the credit bureaus. That is the correct avenue to take. The CB's will check with Sears and if Sears is honest, your report will be updated to paid, likely 'paid charge off', which is still a negative. If the dispute comes back as 'verified', then you demand the CRA's send you a precedural report on HOW they validated an incorrect entry. From there you'll likely end up dealing directly with Sears, but start with the CRA's first.

Sears is nasty and vindictive - don't expect them to report anything but negative.




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