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charge off.....what is next step


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Posted by james (64.12.96.78) on October 08, 2003 at 14:34:55:

I have a charge off status on a Direct Merchants Bank credit card. Debt was sold to Gerald E. Moore and Associates. They are giving me many opportunities to pay but I cant afford even the small monthly payments they offered me. I have to eat. What is their next step, if any and would they sue for a $10K debt. Or will there be a black mark on my credit indefinately? I live in Florida.


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