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Posted by Sandy (152.163.253.37) on October 21, 2003 at 18:00:33:

Hi,

I had accumulated about $9000 worth of credit card debt and a bad score. I have paid off all but$1750 and am working on that now. My credit score has gone up a little, but has a long way to go. I have 1 credit card now which shows on time payment, I have had it for about a year.

I recently applied for a car loan and was turned down- does anyone have an idea if my credit score will go up at least slightly when the rest is paid off? They are listed as charge-offs so I am going to try to negotiate to have the collection deleted if I can.....My score is 600 right now.

Thank you for any help


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