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Charge-off dilema


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Posted by jeffc (67.167.239.46) on October 22, 2003 at 11:17:19:

In college, I charged up a MasterCard to the tune of about $1,800. I made patments for a few months at a time over the years (97-00) but eventually my account was charged off at something like $4,000.00.

The CA who has my account says I owe $4,600.

My question is this:

I have a couple thousand dollars I can put toward debts, and I have maybe $500 dollars total in other debts from old ultilities and such.

Should I try to get the MasterCard account settled, or pay off everything else and get a couple of secured Credit Cards?

Thank You
J. Certain


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