It's all crap. Don't use any of those...
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Posted by Marc
(67.34.208.121) on October 25, 2003 at 10:45:55:
In Reply to: Credit Card debt posted by TJ on October 23, 2003 at 02:13:25:
None of those moron companies can do anything for you that you can't do all by yourself for FREE. Another bad thing about them is they report to the credit bureaus that you are using them, seeking consumer credit counseling. This lets everyone for the next 7 years who pulls your credit report know just how dumb you are, because you can't manage your finances on your own. BAD IDEA !
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