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Credit Forum
This is an archive of past messages. To post a new message, click on the Recent Posts link below.
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Archive: 10/18 - 11/3 2003
- frivolous disputes - Seeking Peace 11/02/03
(0)
- WANT TO SETTLE MY JUDGEMENT - blackbear9 11/01/03
(0)
- ALEGIS - donwon 11/01/03
(0)
- ALEGIS - donwon 11/01/03
(0)
- Neep HELP! LAW question - GInger 11/01/03
(0)
- Question about validation - Ginger 11/01/03
(1)
- Do CAs and CA lawyers read this site? - Observer 11/01/03
(4)
- Can someone please HELP me!!! - Ginger 11/01/03
(0)
- MBNA again - Drew 11/01/03
(1)
- bankruptcy - gabbs 11/01/03
(0)
- LADYNRED, CAN YOU EXPLAIN? - Suzanna 11/01/03
(0)
- credit problem - odub 11/01/03
(4)
- credit problem - odub 11/01/03
(1)
- Pilgrim Capital - Rintex 10/31/03
(21)
- Pilgrim Capital - Rintex 10/31/03
(0)
- Date open not applicable - leo 10/31/03
(0)
- Equity Line sol - airics 10/31/03
(2)
- Another complaint avenue - Bob3 10/31/03
(3)
- My situation - Allen 10/31/03
(10)
- Sherman Aqusisition/National Action Financial Services - stressed!!!!!!!! 10/31/03
(2)
- need some info quick.. - airics 10/31/03
(1)
- 2 Questions for Everyone/Anyone - 2Steps 10/31/03
(4)
- Let's hear it for Ladynred !!! - observer 10/31/03
(8)
- Bad Checks - Sonia 10/31/03
(11)
- List of Collection Agencies - willjr20 10/31/03
(1)
- NEED HELP - Needy 10/31/03
(3)
- Help! Bky accounts being reported still late on report! I need help bad!! - Transplanted Texan 10/31/03
(1)
- Checking account ? - CatLady 10/31/03
(1)
- Is this Re-Aging a debt? and what to do? - Ginger 10/31/03
(4)
- hey whychat... - airics 10/30/03
(2)
- WHEN DO YOU START THE CLOCK OVER FOR CA - Sooner fan 10/30/03
(1)
- returned checks - tlw 10/30/03
(1)
- Power of attorney - John 10/30/03
(3)
- Why Chat's Web Site - Sleepless In Seattle 10/30/03
(1)
- Settle with CAs and OCs? - DeepInTheBackForty 10/30/03
(0)
- can BOGUS attorneys send debts to collection?? - Michelle 10/30/03
(1)
- phone message - in2deep 10/30/03
(1)
- Credit Card - Open vs Written in GA - GA Peach 10/30/03
(2)
- being sued for rent?? - desperate! 10/30/03
(7)
- SOL Question - Mark 10/30/03
(1)
- How long can you default until you are sued? - WaitingNTX 10/30/03
(7)
- Defaulted Student Loan - Ginger 10/30/03
(8)
- Paying a Charge Off - MelissaT 10/30/03
(1)
- Very Old Fingerhut Account - MelissaT 10/30/03
(1)
- Attention LLC....How can they do this?? - MelissaT 10/30/03
(3)
- Option instead of joint account - ashamedintexas 10/29/03
(4)
- Closed on home today/Thanks all/Did not pay RJM or Arrow - Bob3 10/29/03
(10)
- what to do with ca and paying - Didn't know 10/29/03
(0)
- Bankruptcy - Stuart 10/29/03
(1)
- Bankruptcy - Stuart 10/29/03
(0)
- WHYCHAT- I need your help again - BettySue 10/29/03
(9)
- Question for why chat - Burton 10/29/03
(1)
- verification but no validation - glitter_girl 10/29/03
(2)
- CA = Tax on Economy - Truth 10/29/03
(14)
- check over the phone - cat 10/29/03
(4)
- Bankruptcy review - newBK 10/29/03
(1)
- why don't ca listen to you - Don't understand 10/29/03
(14)
- State of Georgia-laws ? - M 10/29/03
(2)
- Bank accounts in Texas - Stinger 10/29/03
(0)
- Question About Moving & SOL - Selia 10/29/03
(0)
- Assb/cbusa - Carol 10/29/03
(1)
- Prejudgement freeze - HILL 10/29/03
(3)
- debt purchased by Sherman Acquisitions - Tracey 10/28/03
(1)
- Does anyone besides me? - captainmarty 10/28/03
(8)
- whychat - scott - lady ?? (long.. sorry) - airics 10/28/03
(9)
- OSI......................UH-OH ????? - okiefromMuskogee 10/28/03
(0)
- Overwhelming CC Debt - ashamedintexas 10/28/03
(12)
- Question for Dumb Debtor - Stinger 10/28/03
(7)
- how long is a medical bill sol in okla - Debbie 10/28/03
(2)
- wrong person - grizz 10/28/03
(5)
- It's Not the Real Keyser, heads-up LAFLA, LadynRed,etc. - Keyser Soze 10/28/03
(7)
- Re: It's Not the Real Keyser, heads-up LAFLA, LadynRed,etc. - Dumb Debtor 10/29/03
(0)
- Re: It's Not the Real Keyser, heads-up LAFLA, LadynRed,etc. - Stinger 10/28/03
(0)
- Re: It's Not the Real Keyser, heads-up LAFLA, LadynRed,etc. - Dumb Debtor 10/28/03
(1)
- Re: It's Not the Real Keyser, heads-up LAFLA, LadynRed,etc. - hungry troll 10/28/03
(0)
- Re: It's Not the Real Keyser, heads-up LAFLA, LadynRed,etc. - LadynRed 10/28/03
(0)
- Re: It's Not the Real Keyser, heads-up LAFLA, LadynRed,etc. - LAFLA 10/28/03
(0)
- Re: It's Not the Real Keyser, heads-up LAFLA, LadynRed,etc. - patti 10/28/03
(0)
- why chat I got a ? - calijoe 10/28/03
(1)
- Validation Question - TC 10/28/03
(10)
- Service of blank form - anon #2 10/28/03
(1)
- Judgments and Leases - anon 10/28/03
(0)
- Judgement against Disabiliy check - Livid in NV 10/28/03
(3)
- TRI ADVANTAGE makes mistake - LA 10/28/03
(1)
- filing BK and income taxes - in2deep 10/28/03
(5)
- reinsertion - corrado 10/28/03
(0)
- WA SOL Credit Card Debt - Going to get the House or Not? 10/28/03
(9)
- trans union - wantsahouse 10/28/03
(3)
- MN SOL - MN credit dummy 10/28/03
(2)
- MIL being sued by RMA - cinnamon 10/28/03
(4)
- SOL in WA re: charge off from 1995 - daniel 10/28/03
(3)
- Credit Card Debt Problem in NY - Mar28tin 10/28/03
(1)
- still reporting after years of closed account - cat 10/28/03
(1)
- What is Opt Out? - Brazilbabe 10/28/03
(1)
- What is the SOL on medical accounts in Illinois? - Denise 10/28/03
(2)
- Opt Out - Can I Change??? - MeToo 10/28/03
(3)
- WHYCHAT Please help me again - BettySue 10/28/03
(5)
- WHYCHAT, Please Help me again - BettySue 10/28/03
(1)
- Allied Interstate Collections? - horta 10/28/03
(1)
- Old Credit Card Debt haunting me - Sleepless in Seattle 10/27/03
(6)
- RJM gets bolder - Bob3 10/27/03
(1)
- Web-Hosting(Anjum) - Global-Web-Hosting 10/27/03
(0)
- Whychat, question on repo letter? - patti 10/27/03
(3)
- Medical Collection - DEE DEE 10/27/03
(1)
- PLEASE DON'T FEED THE TROLLS- + PICTURE - WHY CHAT 10/27/03
(1)
- Collection Agency Asset Acceptance Going Public - Tim 10/27/03
(2)
- please explain this statute about SOL for judgment - Marcy 10/27/03
(11)
- Question about opting out - AtALoss 10/27/03
(4)
- Just Curious - Transplanted Texan 10/27/03
(0)
- scott, clarify please - now i'm very confused 10/27/03
(9)
- status last reported? - cat 10/27/03
(0)
- Anyone been abused by Absolute Collection Service? - begoodorelse 10/27/03
(4)
- WhyChat, PLEASE FEED ME! - Hungry Troll 10/27/03
(1)
- Who is HHLD Bank? - Karie 10/27/03
(1)
- Default Judgement - akavenom 10/27/03
(1)
- Old discharged bankruptcy - KatieD 10/27/03
(14)
- Need An Old Credit Report - Chelsea 10/26/03
(1)
- RJM Acquisitions/Attorney General for Texas - Bob3 10/26/03
(1)
- Need URL for free credit report - Not the Norm. - Guest 10/26/03
(1)
- i need ANY info on a PRTSDCS-Go Sprint Company - vicky 10/26/03
(1)
- judgement and bank account - hitman 10/26/03
(2)
- * NEWCOMERS *READ BEFORE POSTING - + LINK TO WHY CHAT'S WEBSITE - WHY CHAT 10/26/03
(0)
- does any one know of colorado capital investment - Debbie 10/26/03
(2)
- link attached: Tolling not Exist in CA? - Bewa 10/26/03
(1)
- Disputes.... - anon1 10/26/03
(1)
- JBC VALIDATION FAILURE WHAT IS NEXT? - Missy 10/26/03
(8)
- BK that won't go away!!! - morningsun 10/26/03
(4)
- How do I respond? - Anne 10/26/03
(4)
- Some good news - Leonardo 10/26/03
(8)
- Help!!!! I needed some answers about cc debt - waller33 10/26/03
(1)
- What can I do - waller33 10/26/03
(0)
- ca is colorado capital - Debbie 10/26/03
(0)
- debt - lori 10/26/03
(2)
- SOL in MN on dental bill - Judy 10/26/03
(0)
- What can I do - waller33 10/26/03
(0)
- Seeking advice on Sears debt - Osakisgirl 10/26/03
(0)
- Cingular Jugular - Worried Mom 10/26/03
(2)
- DREW...how long to wait? - BETH 10/26/03
(1)
- TO DREW: RE: Zenith - JOEDON 10/26/03
(1)
- need some answers quick please !!!!!!!! - Debbie 10/26/03
(6)
- Where to get credit reports many times? - cleaningupmyact 10/26/03
(1)
- Sending disputes - aonon 10/25/03
(1)
- Capital Management - dquaid 10/25/03
(3)
- SOL in CA - Anne 10/25/03
(3)
- sol in Ca 4 yrs?- why chat - Burton 10/25/03
(1)
- Question on Tolling - Bewa 10/25/03
(4)
- Think They Can Validate? - MeToo 10/25/03
(6)
- Followup to Zenith question - JOEBOB 10/25/03
(1)
- ANYONE HEARD OF ZENITH ACQUISITIONS? - JoeBob 10/25/03
(0)
- Wolpoff & Abramson, L.L.P. - Anon 10/25/03
(0)
- Auto Repo question. - silverfox 10/25/03
(1)
- Cleveland Ohio People - airics 10/25/03
(0)
- Define terms - TJ 10/24/03
(2)
- Combining two (2) accounts -- Single Judgment?? - willjr20 10/24/03
(3)
- Credit Report - simple 10/24/03
(2)
- Credit question - JAMcNeil 10/24/03
(2)
- is their an age limit to when debt can be acumulated? - chris 10/24/03
(4)
- judgment lien - anon 10/24/03
(1)
- WHY CHAT, response to your answer - Justin 10/24/03
(1)
- Can a CA with an assigned debt in Calif sue? - T-maniac 10/24/03
(0)
- Hoo Boy - did I do a bad thing? - Lyfsabeach 10/24/03
(8)
- IF CA can't validate - glitter_girl 10/24/03
(4)
- What to ask for in writing if you settle? - Tamon 10/24/03
(2)
- Have NO idea what to do?? - Jill1311 10/24/03
(5)
- WhyChat...? about SOL - Papertrail 10/24/03
(11)
- LadyNRed??? Can you help me - Lilliput 10/24/03
(2)
- Has anyone been sued by NCO? - Lisa 10/24/03
(4)
- Very Big Problem - GoLions 10/24/03
(6)
- I Need Help!, Time is running out! - Anon 10/24/03
(1)
- Arrow financial/ Allied Interstate - justme 10/24/03
(2)
- Can Someone Please, Please Clear this up? - SugarMoM 10/24/03
(3)
- Camco - elizannpa 10/24/03
(22)
- Where in the FDCPA that it states that the CA must.. - T-maniac 10/23/03
(1)
- Difference between 'assigned' and 'purchased' - Jamon 10/23/03
(4)
- Sherman Acq - The DEVIL! - TAK 10/23/03
(1)
- Scott --- Ohio people - airics 10/23/03
(1)
- Levy on my bank account - Must graduate :( 10/23/03
(3)
- some used me as a co-signer - eisch 10/23/03
(2)
- SERIOUS HELP!!! Did I restart the SOL Clock - Emily 10/23/03
(2)
- "Bounced Check" collection letter - Big D 10/23/03
(3)
- Charge OFF Settlement/Verification Mortgage PLEASE HELP - GTM 10/23/03
(1)
- What does this mean? I'm confused - Justin 10/23/03
(1)
- Charge-Offs Explain Please - Dolly 10/23/03
(14)
- Thank You Ladynred for all your help! - M 10/23/03
(0)
- Registered Mail vs. UPS overnight. - M 10/23/03
(1)
- Chargeoffs lost - Dave 10/23/03
(1)
- Judgment Question??(long) - willjr20 10/23/03
(2)
- Liens - Curious 10/23/03
(5)
- Why Chat....One more question - kit 10/23/03
(2)
- Validation Question - Tommy 10/23/03
(2)
- what is exemption of debt - Debbie 10/23/03
(5)
- Direct Merchants Bank suing me/ help - bob 10/23/03
(1)
- Alabama SOL ? - Sisflo 10/23/03
(1)
- credit card charge offs - Jillian 10/23/03
(1)
- Charge offs - Jillian 10/23/03
(2)
- late payments - FranMike 10/23/03
(3)
- Plains Commerce Bank visa card - newbie 10/23/03
(1)
- To Anyone Who has Providian Credit Card..or any Card - Mike LA 10/23/03
(1)
- Credit Card debt - TJ 10/23/03
(1)
- dumb question on Gift certificates - brandon 10/23/03
(2)
- EX-PERT-ADVIS.SOS - Lucky 10/23/03
(1)
- Household income card - Rockandhardplace 10/23/03
(1)
- NASCO Violation - J 10/22/03
(2)
- mbna account, garnishment - karen 10/22/03
(3)
- Asset Acceptance - Jun 10/22/03
(3)
- capital management - bluelemin 10/22/03
(1)
- need answers - credit confusioon 10/22/03
(0)
- need phone # for Credigy Recivables - Needs Info 10/22/03
(1)
- CCCS and SOL ????? - LilGrama 10/22/03
(1)
- LadynRed- I have a question - M 10/22/03
(7)
- WhyChat-LadyNRed -need help again--subpeona - tarbndr 10/22/03
(1)
- WhyChat-LadyNRed -need help again--subpeona - tarbndr 10/22/03
(1)
- Why Chat -- Question on BBB results - Jersey Battle 10/22/03
(3)
- does it help to have more than one secured card? - dave 10/22/03
(1)
- Asset violation??? - glitter_girl 10/22/03
(11)
- what is the best option for a secured credit card? - dave 10/22/03
(3)
- Credit History question. Please help! - Skuba 10/22/03
(10)
- Negotiable Instruments and lawsuits - Holy Moly in Detroit 10/22/03
(1)
- * NEWCOMERS * READ BEFORE POSTING - + LINK TO WHY CHAT'S WEBSITE - WHY CHAT 10/22/03
(0)
- Non Chex Systems Bank w/out Direct Deposit???? - BigMark 10/22/03
(0)
- Secured Credit Cards - jeffc 10/22/03
(4)
- What's proper validation? - WHATEVER 10/22/03
(4)
- Risk Management Alternatives - kag4489 10/22/03
(1)
- Homeland Financial Services - anon 10/22/03
(12)
- credit card with girlfriend ,lawsuit - scared and confused 10/22/03
(8)
- Anyone know a non-chexsystems bank in CT? - anon 10/22/03
(1)
- Charge-off dilema - jeffc 10/22/03
(1)
- what does it mean!!!!!!! - Debbie 10/22/03
(7)
- Providian/Asset Acceptance - Gio 10/22/03
(2)
- Credit report inquiry ques - lola 10/22/03
(0)
- SOL Question - Confused 10/22/03
(3)
- How to dispute "Re-age" account? - Mike LA 10/22/03
(2)
- OC, CA, and judgements - Myst 10/22/03
(3)
- Once deleted from CR, can it be reinstated? HELP - Beth 10/21/03
(4)
- Mitchell Kay/Fingerhut, I need advise!! - Ron 10/21/03
(2)
- How about this? - stetz 10/21/03
(5)
- Do you *have* to respond to calls/letters from CA's? - D G girl 10/21/03
(3)
- Default judgement and JAIL - OntheRUN 10/21/03
(3)
- NCO --should I go there? - Chico 10/21/03
(3)
- Locating a Telephone number - JusMyStyle 10/21/03
(2)
- Credit Scores - Sandy 10/21/03
(2)
- charge off and starting over period - lace42 10/21/03
(1)
- Credit Card Charges - Steve 10/21/03
(2)
- Validate Questions - Jenn 10/21/03
(2)
- new york sol on medical bills - tiffany 10/21/03
(1)
- To anyone who has Providian CC, Please Be Warned.. - Mike LA 10/21/03
(1)
- A Charged-Off Question - Confused 10/21/03
(11)
- handling with a lawyer for the 3 ca - don't know what to do 10/21/03
(0)
- How to respond - Anon 10/21/03
(0)
- Credit Card debt - larry 10/21/03
(3)
- What is difference between oral & written? - 2StepsForward 10/21/03
(3)
- new york sol on medical bill - Tiffany 10/21/03
(0)
- Asset Acceptance as creditor??? - glitter_girl 10/21/03
(16)
- Bankruptcy - Sam 10/21/03
(0)
- #s to the 3 CRAs to get your free reports... - Marc 10/21/03
(1)
- bankruptcy - gabbs 10/21/03
(3)
- Requesting a free report each year - juan again 10/21/03
(5)
- unsecured credit card - desperate 10/21/03
(14)
- repossions - porkchop 10/21/03
(0)
- Tenants by the Entireties? - MeToo 10/21/03
(6)
- Just opted out - juan 10/21/03
(4)
- Ohio Judgment - Bevpugs45 10/21/03
(1)
- Dumb question on HIPAA - PattyW 10/21/03
(2)
- I'm going to lose everything - stetz 10/21/03
(8)
- 2 collections for same bill help - asmo 10/20/03
(2)
- JBC & ASSOCIATES - annonomous 10/20/03
(1)
- On the wings of a white dove - Eyes on u 10/20/03
(2)
- JBC compliant web site - Robin 10/20/03
(0)
- CHOD time,anyone know when to start etc.? - justfauxit 10/20/03
(0)
- Camco- Class Action Lawsuit Started - scott 10/20/03
(2)
- CACV of Colorado - Schatsilove 10/20/03
(5)
- CA calling about PAID medical bill, can I stick it to THEM? - pablo 10/20/03
(3)
- Non Chexsytem bank in Seattle, please - anon 10/20/03
(0)
- Wolpoff & Abramson is after my family, what do I do? - be38000 10/20/03
(10)
- AX Problems - Need help - Christine 10/20/03
(1)
- Stuck with unsolicited credit debt-QUESTION - M 10/20/03
(1)
- CB USA - Jeri 10/20/03
(3)
- Banking Troubles - Jenn 10/20/03
(1)
- Most Comprehensive reports - Prune Man 10/20/03
(2)
- Non-chex system bank in SW Florida - Lisa 10/20/03
(0)
- How to find out Last activity if report doesn't show it. - randyd1 10/20/03
(1)
- help with law fim and ca - didn't know 10/20/03
(0)
- Need a Non-chexsystem bank in Colorado for my son - anon 10/20/03
(0)
- Non-chexsystem bank in ny - chino 10/20/03
(1)
- JBC & ASSOC. WEBSITE GONE - Watcher 10/20/03
(3)
- Help Me - be38000 10/20/03
(7)
- mbna and cambece - cathy 10/20/03
(2)
- Collection Agency - MaxGold 10/20/03
(2)
- CAMCO - ASSHOLES AT LARGE - DOUG 10/20/03
(3)
- A rose by any other name.......... - Bob3 10/20/03
(2)
- $300 Applied To An Outstandind Debt By A Phantom - John In NY 10/19/03
(2)
- WhyChat's web site - Looking for info 10/19/03
(1)
- Can I still work things out? - Turnin it around 10/19/03
(1)
- re-aging a charge offaccount - mike 10/19/03
(0)
- For Why Chat Re: Pending Suit?? - TwoStepsForward 10/19/03
(2)
- CR items deleted, now 12 days later verified! - C 10/19/03
(1)
- collection after bankruptcy - John 10/19/03
(2)
- judgement - bevpugs45 10/19/03
(0)
- how does one file a complaint? - M 10/19/03
(3)
- Anyone in KY heard of AACR - AlmostThere 10/19/03
(2)
- ohio judgment question - airics 10/19/03
(6)
- abbrivations - sam 10/19/03
(3)
- The Telephone - Tool of Extortion - A Tutorial 10/19/03
(4)
- advice please... - mvinalon 10/18/03
(4)
- WhyChat - Can You Explain? - Florida vs NY Default 10/18/03
(4)
- disabilty - guessing 10/18/03
(1)
- HELP ME PLEASE!!! There's a JUDGMENT on My CR,,,,, - Mr. Proof 10/18/03
(3)
- Re: HELP ME PLEASE!!! There's a JUDGMENT on My CR,,,,, - Why Chat 10/18/03
(2)
- Re: HELP ME PLEASE!!! There's a JUDGMENT on My CR,,,,, - Why Chat 10/18/03
(0)
- Re: HELP ME PLEASE!!! There's a JUDGMENT on My CR,,,,, - Mr. Proof 10/18/03
(1)
- * NEWCOMERS * READ BEFORE POSTING - + LINK TO WHY CHAT'S WEBSITE - WHY CHAT 10/18/03
(0)
- Filing for BK in Florida - mo28` 10/18/03
(4)
- Help! Not sure how to handle this... - Jade 10/18/03
(10)
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