Is it legal or not? - Loan people reporting that I ...
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Posted by Amanda
(205.188.209.144) on November 02, 2003 at 17:37:45:
My car loan was in a charge off status for only two weeks. I sucessfully caught up most of the arrears and renegotiated the loan (received this in writing) with the OC for less monthly payments, thus extending the loan. However, I was told that they will continue to report that I am late/in default every month until paid in full. Is this legal (NY State)? Thank you.
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