Home
Public Forum
Credit Reports
Apply For Cards
Credit Directory
Credit Overview
Credit Problems
Credit News
International
Credit Glossary
Purchase Books
Credit Laws
Business Credit
Merchant Accts
   

Citibank Collector threatening to sue


[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]

Posted by PegLeg (68.52.155.174) on November 05, 2003 at 22:02:49:

I have a debt with an ATT Universal Card, now citibank. I have had the card for several years (10)and at this time, have a debt of a little over $5000 on it. I made payment arrangements with them and they started doing a monthly debit. That was no problem but apparently, they only did this for three months. (we may have agreed to that, franklly I don't remember). I forgot to pay my bill for about two months following that (I travel alot) and when I went to pay it online, my account was not availible. About that time I got a call from a collector saying that I had defaulted and they wanted the full amount from me. I told them that I would be happy to set up a payment plan but they refused and said that I would be sued. I told them sorry and refused to sit on the phone while they harrased me.

I then sent in a check directly to Universal Card for $500. They cashed it right away. I got another call from the collection agency and about the same thing happened again. I said I would be happy to pay with a set monthly payment but could not pay it all at once. Again, they said they would sue me. They also said that they had sent a letter that day that would give me seven days to pay or be sued. I told them to please contact me in writing and that I would respond in writing and they said....you will be sued if you don't pay within the seven days.

I am just looking for advice on how to handle this. I am willing to pay this but don't have the money to pay all at once.


Follow Ups:



Post a Followup

Name:
E-Mail:

Subject:

Comments:

Optional Link URL:
Link Title:


[ Follow Ups ]   [ Post Followup ]   [ Credit Forum Index ]

 

    Top Of Page

  

Copyright 1999-2003 Enkephalos Web Design