Re: How do I determine the original date of delinqency on all my accounts?

Posted by WHY CHAT (12.78.6.68) on November 10, 2003 at 08:18:08:

In Reply to: Re: How do I determine the original date of delinqency on all my accounts? posted by Annette on November 09, 2003 at 22:38:23:

You DO NOT "restart the SOL clock" by paying after the chargeoff to anyone.

The ONLY way to "restart" the SOL clock is by signing a NEW contract, (as in a consolidation loan or renewed credit application) that clearly states you are waiving your rights.

To find your start of your "legal" SOL, look for the "removal" date on a SNAIL MAIL copy of your Experian report. Count back 7 years from that date.

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