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Help! I'm being sued by Asset Acceptance!

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Posted by Brandon ( on November 11, 2003 at 01:46:34:


I just got a summons stating that I am being sued by Asset Acceptance. Iíve done some reading on this web page and I believe that the SOL has expired for this debt. I need some advice and guidance on what to do to reply to this summons and how I should go about defending myself.

In early 1999 I defaulted on several credit cards and didnít pay anything for about 6 months. In early 2000, I set up payments again through a debt consolidation company. I later defaulted on that in about July or August of 2000. I checked on this web page for the state of Oklahoma and it shows that the SOL for credit card debt is 3 years. I need some advice on what I can do to prove that the SOL has expired and what kind of tricks I should expect from Asset Acceptance. From what Iíve read on this web page they are borderline criminal. Should I get an attorney or is this something that I can handle myself? If the SOL has expired is there a chance that I could still lose. I really donít know how to get started on this and any advice you could give me would be very much appreciated.

Thanks in advance,


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