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Posted by Vice ( on November 11, 2003 at 21:40:59:

In Reply to: JBC & ASSES posted by snafuguru on November 11, 2003 at 20:30:55:

Read further down. I am having problems with this company and other futher down the posts are too.
See in particular this post.

First, dispute the loan as out of date and it should fall away.
JBC has just had a classaction suit filed against them in Iowa. BTW, the SOL on bad checks is 3 years per the UCC. You need to contact this law firm:

Posted by dedelman@edcombs.com ( on September 10, 2003 at 20:20:12:

We have filed a class action against JBC in federal court in Chicago, alleging (a) misrepresentation of liability under state bad check statutes, (b) threats of litigation on time barred debts, and (c) sending of attorney letters without attorney involvement. The suit is presently on behalf of residents of IL, IN, WI and IA. We are interested in joining other residents of those and other states as plaintiffs and/or filing in other states. There is no financial obligation. You may have to appear for a deposition, possibly in Chicago or wherever a case is filed. You may recover up to $1,000 statutory damages under the Fair Debt Collection Practices Act, possibly any amounts paid on time-barred checks, possibly other statutory damages under state law (depends on the state), and possibly compensation for serving as class representative.

If you are interested, please send us your collection letters.

If JBC is harassing you, send them a certified letter directing them not to contact you.

If, as in most cases, the debt is time-barred, there is nothing they can do. They are not entitled to sue and their threats are empty.

Daniel A. Edelman
120 S. LaSalle Street, 18th floor
Chicago, Illinois 60603-3403
(312) 739-4200
(800) 644-4673
(312) 419-0379 (FAX)
Email: edcombs@aol.com

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