Report that I see at 12.75 vs Report Lender Sees at 12.95?

Posted by life (66.199.107.181) on November 13, 2003 at 01:40:39:

I just paid (couldn't wait to get some info) for a product from TransUnion's website, and was appalled at my the FICO score reported.

It was 579. I just ordered one from www.myfico.com i.e. Equifax, and it was 652. I know their all different, but dang based off of the reports that I see and have been working to correct for the last two years, they seem very inaccurate!

What the heck is the difference between the $12.75 product vs the $12.95 product on TransUnion's website. Are these products even remotely accurate, or are they more accurate than the basic consumer report I've been working so hard to fix?

I ask because my wife and I are finally financially able to afford a home, and I'm starting to get ancey to try for an FHA.

I've never owned, and now it's starting to seem that their may be light at the end of this tunnel!

I was able to purchase a new vehicle (basic honda civic) last March, and just refinanced in August to a lower rate. I know that'll be a factor too! Any insite into the TransUnion products, and effect on reality would be great. Oh, and how much the car thing is effecting it too.

I've also just sent the followup letters to Why Chat's HIPAA letter after the money order cleared, and I got the green card back.

Sorry my grammer is pretty poor, it's late and my mind is quickly going numb as it usually does when I'm working on my credit worthiness.

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