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Posted by Lloyd ( on November 13, 2003 at 20:16:15:

I filed BK in 1994. The discharge date was 8/94. When 2004 comes do I send a letter to the credit bureaus to remove the BK or must I wait unil August of 2004? Also what kind of letter should I send.

By the way I have great credit now. It was rough for a number of years. Couldnt get credit for a dern thing. I had to earn it hard. I truly learned my lesson. Now I realize how important it is. Most important thing I can pass to my kids when they are in their 20's is to do not overextend yourself. Pay your bills.

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