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Re: Three charge-off Questions

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Posted by Will ( on November 15, 2003 at 01:21:47:

In Reply to: Three charge-off Questions posted by JudieSoon on November 14, 2003 at 21:51:13:

If you need to know whether a specific account was charged off or not, call the lender directly and they’ll tell you.

It’s technically possible to make a payment on say January 1. Then 188 days later make a very large payment that covers all the month’s payments in between as well as late fees to make the account current again without it being charged off since your first 30 day late wouldn’t be until March 1. You would only be 158 days late at the 188 day between payments point.

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