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Re: reporting of info question

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Posted by CAK ( on November 15, 2003 at 22:12:13:

In Reply to: reporting of info question posted by credit on November 15, 2003 at 20:16:00:

It will be listed on your Credit Report as a Judgment which is a whole lot worse than a CC listing.

The SOL's in Ohio are as messed up as they are in Missouri with regard to CC debt. You could try an Affirmative Defense in that the CC debt is expired, but it will be difficult to say the least and will require a lot of preparation and then it may not go your way. Good luck finding an attorney or judge that agrees with you. All of us on this forum are with you, however it holds no weight in a court room setting.

I believe you may be correct when you say that you would like to settle, just to keep a possible judgment from being rendered against you.

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