Home
Public Forum
Credit Reports
Apply For Cards
Credit Directory
Credit Overview
Credit Problems
Credit News
International
Credit Glossary
Purchase Books
Credit Laws
Business Credit
Merchant Accts
   

Re: Seriously Delinquint single working mom


[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]

Posted by Why Chat (209.240.205.61) on November 17, 2003 at 22:50:42:

In Reply to: Re: Seriously Delinquint single working mom posted by forgot to mention on November 17, 2003 at 22:14:36:


They might be able to garnish your pay, you have an exemption of 75% or 40 X the Fed. minimum wage. This is based on your NET "take-home" pay after deductions.

If you have a checking account, or savings account they MIGHT be able to seize those funds.

If you are sued, make sure you file an answer stating that you are claiming exemption from account seizure and garnishment of your pay.

I suggest you send them a letter (not a form letter) that says you do not wish them to contact you by phone, only by mail,and that you need them to send you a complete accounting of what they are claiming. Send it CRRR.Do NOT say anything about paying, or not paying in the letter, just give the account #.


Follow Ups:



Post a Followup

Name:
E-Mail:

Subject:

Comments:

Optional Link URL:
Link Title:


[ Follow Ups ]   [ Post Followup ]   [ Credit Forum Index ]

 

    Top Of Page

  

Copyright © 1999-2003 Enkephalos Web Design