7-year rule
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Posted by SpookyPocket (216.101.250.79) on November 18, 2003 at 17:16:22:
I hear alot about things dropping off a CR after 7 years. Is that 7 years from the time the account was considered in default, or does the clock start over every time a new collection agency buys it? I'm thinking about cleaning up my credit but I don't want to pay anything I don't have to. Additionally, do student loans drop off as well? I have delinquent student loans from about 10 years ago that keep showing up on my report. Uncle Sam hasn't tracked me down yet, but I'm sure it's only a matter of time.
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