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Re: Low FICO Score but no Debt - Where Can I Build My Credit?


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Posted by HP2025 (155.201.35.53) on November 19, 2003 at 12:33:53:

In Reply to: Re: Low FICO Score but no Debt - Where Can I Build My Credit? posted by LadynRed on November 18, 2003 at 18:01:04:

Yes, no debts! I was just looking over my credit report, and I'm not ashamed to say I don't totally understand it.

It states "Accounts with creditors or others - 6", even though, when I look through all of the listing of old/owed items, they are listed as follows:

Paid/Account Charge Off.
Paid/Collection account.
Paid/Current, was past due 30 days.
Closed/Never late.
etc...

Do the ones that start with "Paid/..." mean they are still open? Do I need to "close" those or something?

-HP



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