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Need FDCPA clarification
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Posted by flustered
(67.64.206.126) on December 03, 2003 at 22:24:22:
My wife and I disputed a contract we had with a timeshare company and got a credit card company to reverse charges after the timeshare company illegaly tried to charge the card. We don't hear anything for a few months and then a company by the name of Monterey Financial sends us an invoice saying that payment is due. The time share company is listed on the invoice as a client but, and here's the catch, Monterey says that it purchased the contract in a financing deal and is not acting as a debt collector. They certainly have been acting like one in that they have placed many phone calls and the tone gets increasingly nasty. I sent out a cease and desist letter per the FDCPA but I'm wondering if this outfit counts as a debt collector. Any thoughts?
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